Privacy Policy

Who we are

Our website address is:

Lendsmart is committed to protecting the privacy of visitors of its Website(visitors and such users, hereafter referred to as “Users” or “You” or “Yours”). The following Privacy Policy sets out Lendsmart information (hereinafter referred to as “Lendsmart”, “We” or “Us”) may also consider how we can use that information to better serve Users while using our Web site (‘Website”) and our services (collectively “Tasks”).

If you have any questions about this Privacy Policy, please feel free to contact us at

A. Purposes For Storage Of Your Personal Information

When you visit the Website, the administrator considers technical information such as your IP-address, visited web pages, the Internet browser you use, your previous / next visited websites and visit / session time, to enable us to deliver the Website functionality. Additionally, in some cases the browser may drag you to Your geo-location to allow it to provide you with advanced information. With this technical data the Website administrator can manage the Website, for example by solving technical difficulties or improving access to certain parts of the Website. In this way, we guarantee that you can continue to (access) the information on the Website in a fast and easy way.

B. Optimization Of Customer Service

When you register as a User, we will collect your name, email address, country, language, password, phone number, IP address, device ID.

We will use your contact information to send you an email / message you receive to verify your username and password, to contact you in response to your queries, and to send you service-related announcements, for example, if our services are suspended. We will use your registration information to not only create but also manage your User account. We may disable your account if we suspect that you are using our system to commit fraud or illegal activities or if you violate our Terms of Use.

C. Personal Information

When you use the Website, you do not disclose any of your personal information to other users other than potential beneficiaries once you have applied for a loan as a Beneficiary or as a group contract where you can become a Beneficiary.

D. Disclosure Of Your Details

We may employ firms and third parties to assist or provide services on our behalf, to process payments, provide customer support, perform website-related or program-related services or assist us in analyzing how our services are used. These third parties will only have access to your personal information to perform these services on our behalf and have a binding obligation not to disclose it or use it for any other purpose.

Lendsmart will disclose your personal information to the extent that this is legally required, or required to establish, operate or protect legal claims and legal proceedings; or in the event of an emergency related to your health and / or safety.

If you believe that any of the information we hold from you is incorrect or incomplete, please write to or email us at  as soon as possible. 

E. How We Use Cookies

A cookie is a file that asks permission to be placed on your device’s hard drive. Once approved, the file is added and then a cookie helps to analyze web traffic or notify you when you visit a particular website. 

F. Links To Other Websites

We may review this privacy statement to reflect changes in our information performance. If we make any significant changes we will notify you by email or SMS message and notification on the Website before the change takes effect. We recommend you to review this page from time to time to get the latest information on our privacy practices.

H. Changes In This Privacy Policy

All related icons and logos are registered trademarks and are protected under copyright, trademark and other copyright laws. Unauthorized copying, modification, use or publication of these trademarks is prohibited.